Saving and Investing

Debt never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation…it is never laid off work…it buys no food; it wears no clothes; it is unhoused… it has neither weddings nor births nor deaths; it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, it is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it…and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.
– J. Reuben Clark